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Benefit Plans

Below are your benefit plan options for 2018. Review these plans to find the best fit for you and your family. Remember, the customer service team is available to help you with any questions you may have.

Compare Plans

You can choose up to 3 plans to compare side-by-side to see the differences between plan benefits.

Select Plans to Compare




Compare Plans
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Accountable Care Organization (ACO) Plan

Accountable care organization network.
The accountable care organization (ACO) plan offers unique networks of providers in your area. In an ACO, Medica and the provider network work together to deliver a new level of service: seamless health care, coverage, information and support.

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Medica Elect/Essential

Base plan for Twin Cities area and Duluth.
Care system network.
This is the low-cost base plan option. Providers in the Medica Elect® / Medica EssentialSM network are grouped into care systems. At the time of enrollment you will select a network primary care clinic from which you will receive regular care.

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Medica Choice Regional

Base plan for Greater Minnesota, including Morris, Crookston and Rochester.
Regional network.

This is the low-cost base plan option for regional employees. This network offers open access to many physicians and hospitals. No referrals are necessary.

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Medica Choice National

National network.
If you select this plan, you will have open access to more than 659,000 physicians and more than 5,100 hospitals. No referrals are necessary.

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Medica Choice HSA

National network.
This health savings account (HSA) plan allows you to save money in a bank account for current or future medical expenses while enjoying access to a large national network.

UPlan Resources

Find more information about your UPlan benefits:
» Employee benefits
» Wellbeing program
» Pharmacy benefits


Mymedica.com is your one-stop resource to find out what’s covered on your plan, track claims, find a provider and more. Once your plan starts, register on mymedica.com to manage your health plan.

Visit mymedica.com